Sanctions against Iran are pretty mainstream news.  But what goes into those decisions?  Ever hear the term "financial intelligence"? While not the James Bond/CIA type of agent, they are just as valuable if not more.  CBS News'  Geoff Colvin takes a look at the office responsible for economic sanctions.


When it comes to gift cards, did you know: 

- Store-branded gift cards charge fewer fees than the all-purpose versions issued by banks and credit card companies.
- Of the 55 widely-held store-branded gift cards that we surveyed, only five charge a purchase fee. Conversely, we looked at eight widely-held gift cards offered by banks and credit card companies, and all eight charge a purchase fee ranging from $2.95 to $6.95.
- We found that 75% of the gift cards offered by banks and credit card companies charge dormancy or maintenance fees (up to $3 per month) if the card is unused for 12 or more months. Only 2% of store-branded gift cards charge these fees.
- Six retailers that offered reloadable gift cards last year discontinued those offerings, while three others began offering reloadable gift cards this year. At present, 51% of the gift cards that we surveyed can be reloaded.
- Whereas electronic gift card (e-card) availability rose sharply from 2010 to 2011, the trend over the past year was essentially flat.
- Two-thirds of gift card issuers will replace the card and/or funds in the event of loss or theft.

Bankrate.com surveyed the gift card business and credit card analyst  Janna Herron joins Tony and Cindy to talk about what you need to know.


Barack Obama today holds his first news conference since being reelected to the Presidency. He's likely to face questioning on a host of contentious issues including efforts to forestall the "fiscal cliff" of tax increases and spending cuts come New Year's Day, the Benghazi consulate attack and investigations involving former CIA Director David Petraeus and Afghanistan Commander General John Allen. --White House Correspondent Peter Maer and CBS News Political Analyst   Dottie Lynch on the President's Day today. 


Online infidelity is bringing down CIA Director and former Army General David Patraeus.  Louisville Dimension Familiy Therapy's Dr.  Charles Pemberton joins Tony and Cindy to talk about warning signs for couples and how to navigate the roubled waters that surround a cheating spouse.